Here is the setup. You are 8 handed with 22 players left. Top 12 paid. Winner gets over 5K. Average chip stack is about 15K or so and your stack is just over 21K to begin this hand. Blinds are 600/1200 and you are UTG +1. Blinds go up every 20 minutes with next one 800/1600 coming up next hand. You are 3rd in stack size at the table. The largest stack is immediately to your right and held by a loose (limps often and when he raises preflop it's 4-6 times the BB) but predictable player post flop who you have played twice blind vs blind and outplayed on the flop both times. The next largest stack is to your immediate left and this player is a decent straight forward and somewhat tight player. Large stack has 40k and next stack 35K. Other stacks, 10k, 17k, 4k, 9k and 11k.
You get dealt 10

10

You raise to 2700 and player in cutoff position re-raises allin for 17K, so another 14.3K to you. The small blind also calls allin for 3k. Pot is now about 25.5K.
Call and win and you have a nice stack that will probably ensure the final table. Lose and you are left with just about 4400 chips. Fold and you still have over 18k in chips.
The Villain is fairly new to the table and the only hand you saw him play was a limp UTG w A4o (bl600/1200) which was folded to the blinds and the board checked down.
What do you do and why?
Kash